Real Estate Agent – Re/max Twin City Realty Inc.
Real Estate Agent – Re/max Twin City Realty Inc.
Homebuyers entering in the Canadian real estate market are facing a slightly bigger obstacle starting today, with the Office of the Superintendent of Financial Institutions (OSFI) implementing a higher threshold for the mortgage stress test. Under the new rules, the minimum qualifying rate for uninsured mortgages – those where buyers have a down payment of 20 per cent or more…
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It’s expected that the majority of Canadian housing markets will sit in seller’s market territory in 2021. This is great news if you already own a home and are considering selling it. On the other hand, those who have their sights set on buying their first home this year will face some challenges. How do you…
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Let’s face it, moving is hard for everyone. Big moves bring up all sorts of feelings, from stress to uncertainty, and excitement. Luckily, there are a few actions you can take before the big day to make moving with kids easier on them – and you. Tips for moving with kids Little People, Big Dreams…
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We’ve all seen the videos, read the stories, and gasped at the images of people who thought they could conquer a project that would have been better left to the professionals. There are entire Pinterest boards reserved for those who have failed, and compilation videos on YouTube. While we are always ones for instilling confidence…
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A mortgage pre-approval is an important first step in the home-buying process. Having a pre-approval in hand tells you how much you can spend on a home, and it locks in the current low interest rate for up to 120 days, so you can shop the market knowing you’re insulated from rate hikes in the near future. If the…
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The Bank of Canada’s latest interest rate announcement has been trending since its last announcement six weeks ago – and for good reason. The big banks often follow the Bank of Canada’s lead when it comes to setting their interest rates for mortgages, home equity lines of credit and other loans. While the Bank didn’t…
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T-minus 76 days and counting until Canada’s banking regulator launches its controversial mortgage stress test. It’ll be squarely aimed at people with heavier debt loads and at least 20 per cent equity – and it will be a tide turner. Given where Canada’s home prices and debt levels are at, this is easily the most…
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Genworth Canada seminars cover a variety of timely topics that help our stakeholders improve their businesses and develop working relationships with partners and clients. Earlier this year, Equifax, one of the two major credit-reporting agencies in Canada, (the other is Trans Union) expanded its reporting data. Genworth Canada hosted a seminar designed to review those…
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Smell is a chemical sense tied to the emotional center of the brain. It a powerful sense, it can make us salivate, change our heart rate, attract us to a mate or stir our memories to the pleasurable times in our lives. Smell can also make us buy. Scent Marketing is a growing trend…
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For a professional-looking paint job, do what the experts do. These top tips from the experts at Behr and Benjamin Moore will make your next paint job a smashing success. Wait for dry weather. Humidity means drips and slow drying, so avoid painting on a rainy day. If you must paint when it’s humid, take your time…
Read MoreOwning a home is a keystone of wealth… both financial affluence and emotional security.